United States Insurance Corporate Bond Yields (USD)
Fitted spot curve as of 2026-09-11
https://bondscovery.com/yield-curve/usd-corporate-insurance-united-states
United States Insurance Corporate Bond Yields (USD) as of 2026-09-11: 10Y at 5.85%, fitted curve 1M–40Y (4.08%–6.29%), 963 bonds. Live chart, constituents and forward rates on bondScovery.
| Maturity | Fitted yield | Forward rate |
|---|---|---|
| 1M | 4.08% | — |
| 3M | 4.27% | 4.36% |
| 6M | 4.48% | 4.80% |
| 9M | 4.62% | 5.00% |
| 12M | 4.71% | 5.00% |
| 18M | 4.83% | 5.14% |
| 2Y | 4.93% | 5.31% |
| 3Y | 5.11% | 5.58% |
| 4Y | 5.27% | 5.91% |
| 5Y | 5.42% | 6.19% |
| 6Y | 5.54% | 6.39% |
| 7Y | 5.65% | 6.52% |
| 8Y | 5.73% | 6.58% |
| 9Y | 5.80% | 6.59% |
| 10Y | 5.85% | 6.56% |
| 15Y | 6.01% | 6.66% |
| 20Y | 6.19% | 7.41% |
| 25Y | 6.27% | 7.19% |
| 30Y | 6.29% | 6.60% |
| 40Y | 6.29% | 6.43% |
2Y, 10Y and the 10Y−2Y spread over time
The 2-year yield is 4.93% and the 10-year 5.85%, a 10Y−2Y spread of +92 bp — positively sloped — as of 2026-09-11. The chart and table below track how they have moved.
Fitted 2Y and 10Y yields and their spread, sampled one build date per month. See all inverted curves today →
| Tenor | Latest2026-09-11 | 1m ago2026-08-12 | 2m ago2026-07-13 | 3m ago2026-06-12 | 4m ago2026-05-14 | 5m ago2026-04-14 | 6m ago2026-03-16 |
|---|---|---|---|---|---|---|---|
| 2Y | 4.93% | 4.72% | 4.70% | 4.58% | 4.50% | 4.46% | 4.23% |
| 10Y | 5.85% | 5.65% | 5.45% | 5.53% | 5.36% | 5.25% | 5.23% |
| 10Y − 2Y | +92 bp | +93 bp | +75 bp | +95 bp | +86 bp | +80 bp | +99 bp |
Yields by rating group
The same curve split by credit quality: 1228 rated bonds across 3 rating bands, all maturities pooled. Median yield by band: AAA to AA- 5.02%, A+ to BBB- 5.53%, Speculative 6.28%.
Bonds in this curve
A selection of 30 of the 1232 bonds behind this curve, spread across maturities.
| Issuer | Yield | Maturity | Coupon | ISIN |
|---|---|---|---|---|
| CNO Financial Group INC | 4.20% | 2026-10-07 | 1.75% | US18977W2A75 |
| Elevance Health INC | 3.45% | 2026-10-30 | 4.50% | US036752BG70 |
| Principal Financial Group INC | 3.76% | 2026-11-15 | 3.10% | US74251VAM46 |
| Principal Life Insurance Company | 4.05% | 2026-11-17 | 1.50% | US74256LES43 |
| Humana INC | 4.26% | 2027-02-03 | 1.35% | US444859BQ43 |
| Cigna Group | 4.32% | 2027-03-01 | 3.40% | US125523CB40 |
| Unitedhealth Group INC | 4.31% | 2027-05-15 | 3.70% | US91324PEG37 |
| Jackson Financial INC | 4.75% | 2027-06-08 | 5.17% | US46817MAR88 |
| CNA Financial Corp | 4.62% | 2027-08-15 | 3.45% | US126117AU49 |
| Corebridge Financial INC | 4.64% | 2027-08-20 | 4.65% | US00138CBB37 |
| Arthur J Gallagher & CO | 4.96% | 2027-12-15 | 4.60% | US04316JAK51 |
| Centene Corp | 4.82% | 2027-12-15 | 4.25% | US15135BAR24 |
| Massmutual Global Funding II | 5.09% | 2028-06-14 | 5.05% | US57629X6G80 |
| NEW York Life Global Funding | 5.12% | 2028-06-13 | 4.90% | US64952XEZ06 |
| American International | 5.39% | 2029-03-15 | 4.25% | US026874DN40 |
| Brown & Brown INC | 5.27% | 2029-03-15 | 4.50% | US115236AB74 |
| Berkshire Hathaway | 4.92% | 2030-03-12 | 1.85% | US084664CU37 |
| Cigna Group | 5.40% | 2030-03-15 | 2.40% | US125523CL22 |
| Elevance Health INC | 5.34% | 2031-03-15 | 2.55% | US036752AP88 |
| Brown & Brown INC | 5.61% | 2031-03-15 | 2.38% | US115236AC57 |
| Berkshire Hathaway | 4.98% | 2032-03-15 | 2.88% | US084664DA63 |
| Cigna Group | 5.50% | 2033-03-15 | 5.40% | US125523CS74 |
| Humana INC | 5.92% | 2034-03-15 | 5.95% | US444859BY76 |
| Prudential Financial INC | 5.64% | 2035-03-14 | 5.20% | US74432QCK94 |
| Unitedhealth Group INC | 5.54% | 2036-03-15 | 5.80% | US91324PAR38 |
| Unitedhealth Group INC | 5.92% | 2039-08-15 | 3.50% | US91324PDT66 |
| Progressive Corp | 6.01% | 2044-04-25 | 4.35% | US743315AP89 |
| Allstate Corp | 6.28% | 2049-08-10 | 3.85% | US020002BG56 |
| Humana INC | 6.72% | 2054-04-15 | 5.75% | US444859CB64 |
| Chubb INA Holdings LLC | 6.09% | 2061-12-15 | 3.05% | US171239AJ50 |