United States Banks Corporate Bond Yields (EUR)
Fitted spot curve as of 2026-07-27
https://bondscovery.com/yield-curve/eur-corporate-banks-united-states
United States Banks Corporate Bond Yields (EUR) as of 2026-07-27: 10Y at 4.27%, fitted curve 3M–15Y (2.45%–5.04%), 63 bonds. Live chart, constituents and forward rates on bondScovery.
| Maturity | Fitted yield | Forward rate |
|---|---|---|
| 3M | 2.45% | — |
| 6M | 2.60% | 2.75% |
| 9M | 2.76% | 3.08% |
| 18M | 3.05% | 3.34% |
| 2Y | 3.14% | 3.40% |
| 3Y | 3.27% | 3.55% |
| 4Y | 3.41% | 3.81% |
| 5Y | 3.55% | 4.09% |
| 6Y | 3.69% | 4.39% |
| 7Y | 3.83% | 4.69% |
| 8Y | 3.97% | 4.99% |
| 9Y | 4.12% | 5.31% |
| 10Y | 4.27% | 5.62% |
| 15Y | 5.04% | 6.59% |
2Y, 10Y and the 10Y−2Y spread over time
The 2-year yield is 3.14% and the 10-year 4.27%, a 10Y−2Y spread of +113 bp — positively sloped — as of 2026-07-27. The chart and table below track how they have moved.
Fitted 2Y and 10Y yields and their spread, sampled one build date per month. See all inverted curves today →
| Tenor | Latest2026-07-27 | 1m ago2026-06-26 | 2m ago2026-05-28 | 3m ago2026-04-28 | 4m ago2026-03-30 | 5m ago2026-02-27 | 6m ago2026-01-28 |
|---|---|---|---|---|---|---|---|
| 2Y | 3.14% | 2.86% | 2.91% | 3.02% | 3.17% | 2.56% | 2.53% |
| 10Y | 4.27% | 4.03% | 4.02% | 4.12% | 4.28% | 3.76% | 3.74% |
| 10Y − 2Y | +113 bp | +116 bp | +112 bp | +110 bp | +111 bp | +120 bp | +121 bp |
Yields by rating group
The same curve split by credit quality: 70 rated bonds across 2 rating bands, all maturities pooled. Median yield by band: AAA to AA- 3.08%, A+ to BBB- 3.62%.
Bonds in this curve
A selection of 30 of the 70 bonds behind this curve, spread across maturities.
| Issuer | Yield | Maturity | Coupon | ISIN |
|---|---|---|---|---|
| Wells Fargo & Company | 2.50% | 2026-10-26 | 1.38% | XS1400169931 |
| Morgan Stanley | 2.47% | 2026-10-27 | 1.38% | XS1511787589 |
| Jpmorgan Chase & CO | 2.45% | 2026-10-29 | 1.50% | XS1402921412 |
| Wells Fargo & Company | 2.54% | 2027-02-02 | 1.00% | XS1463043973 |
| Morgan Stanley | 2.70% | 2027-04-27 | 1.88% | XS1603892149 |
| Wells Fargo & Company | 2.90% | 2027-05-24 | 1.50% | XS1617830721 |
| Goldman Sachs Group INC | 3.22% | 2028-01-26 | 0.25% | XS2292954893 |
| Goldman Sachs Group INC | 2.98% | 2028-03-22 | 2.00% | XS1796209010 |
| Jpmorgan Chase & CO | 2.97% | 2028-05-24 | 2.88% | XS0935427970 |
| Bank of America Corporation | 3.22% | 2028-06-12 | 4.13% | XS2634687912 |
| Citigroup INC | 3.40% | 2028-09-22 | 3.71% | XS2536364081 |
| Goldman Sachs Group INC | 3.35% | 2029-02-07 | 1.25% | XS2441552192 |
| Goldman Sachs Group INC | 3.14% | 2029-02-17 | 2.74% | XS3299472111 |
| Bank of America Corporation | 3.52% | 2029-03-31 | 3.65% | XS2148370211 |
| Morgan Stanley | 3.67% | 2030-03-21 | 3.79% | XS2790333707 |
| Wells Fargo & Company | 3.43% | 2030-03-25 | 0.62% | XS2056400299 |
| Bank of America Corporation | 2.98% | 2031-03-24 | 0.69% | XS2321427408 |
| Morgan Stanley | 3.62% | 2031-05-22 | 3.52% | XS3057365549 |
| Goldman Sachs Group INC | 3.70% | 2032-03-23 | 0.75% | XS2389353264 |
| Morgan Stanley | 3.63% | 2032-05-07 | 2.95% | XS2446386430 |
| Jpmorgan Chase & CO | 3.29% | 2033-02-17 | 0.60% | XS2300175655 |
| Goldman Sachs Group INC | 3.77% | 2033-03-18 | 1.00% | XS2322254249 |
| Bank of America Corporation | 3.82% | 2034-03-10 | 3.48% | XS3019219859 |
| Goldman Sachs Group INC | 4.31% | 2035-01-17 | 4.00% | XS2829741698 |
| Morgan Stanley | 4.02% | 2035-03-21 | 3.96% | XS2790333889 |
| Jpmorgan Chase & CO | 3.97% | 2036-01-23 | 3.59% | XS2986317506 |
| Morgan Stanley | 4.08% | 2036-05-22 | 4.10% | XS3057365465 |
| Wells Fargo & Company | 4.06% | 2036-07-23 | 3.87% | XS3127997669 |
| Goldman Sachs Group INC | 4.39% | 2039-02-17 | 4.14% | XS3299472467 |
| Goldman Sachs Group INC | 5.76% | 2040-09-30 | 4.50% | XS2829728596 |