United States Non-Callable Consumer Products & Retail Corporate Bond Yields (USD)
Fitted spot curve as of 2026-07-27
https://bondscovery.com/yield-curve/usd-corporate-consumer-products-retail-united-states-non-callable
United States Non-Callable Consumer Products & Retail Corporate Bond Yields (USD) as of 2026-07-27: 10Y at 5.34%, fitted curve 1M–25Y (4.56%–5.97%), 68 bonds. Live chart, constituents and forward rates on bondScovery.
| Maturity | Fitted yield | Forward rate |
|---|---|---|
| 1M | 4.56% | — |
| 3M | 4.57% | 4.58% |
| 6M | 4.59% | 4.61% |
| 9M | 4.61% | 4.66% |
| 12M | 4.64% | 4.70% |
| 18M | 4.68% | 4.76% |
| 2Y | 4.72% | 4.85% |
| 3Y | 4.81% | 4.98% |
| 4Y | 4.89% | 5.14% |
| 5Y | 4.97% | 5.30% |
| 6Y | 5.05% | 5.45% |
| 7Y | 5.13% | 5.59% |
| 8Y | 5.20% | 5.73% |
| 9Y | 5.27% | 5.85% |
| 10Y | 5.34% | 5.96% |
| 15Y | 5.63% | 6.21% |
| 20Y | 5.84% | 6.45% |
| 25Y | 5.97% | 6.52% |
2Y, 10Y and the 10Y−2Y spread over time
The 2-year yield is 4.72% and the 10-year 5.34%, a 10Y−2Y spread of +62 bp — positively sloped — as of 2026-07-27. The chart and table below track how they have moved.
Fitted 2Y and 10Y yields and their spread, sampled one build date per month. See all inverted curves today →
| Tenor | Latest2026-07-27 | 1m ago2026-06-26 | 2m ago2026-05-28 | 3m ago2026-04-28 | 4m ago2026-03-30 | 5m ago2026-02-27 | 6m ago2026-01-28 |
|---|---|---|---|---|---|---|---|
| 2Y | 4.72% | 4.47% | 4.57% | 4.29% | 4.49% | 4.06% | 4.08% |
| 10Y | 5.34% | 5.06% | 5.20% | 4.97% | 5.09% | 4.71% | 4.85% |
| 10Y − 2Y | +62 bp | +59 bp | +62 bp | +68 bp | +60 bp | +66 bp | +78 bp |
Yields by rating group
The same curve split by credit quality: 70 rated bonds across 3 rating bands, all maturities pooled. Median yield by band: AAA to AA- 5.21%, A+ to BBB- 5.13%, Speculative 5.84%.
Bonds in this curve
A selection of 30 of the 70 bonds behind this curve, spread across maturities.
| Issuer | Yield | Maturity | Coupon | ISIN |
|---|---|---|---|---|
| Cargill INC | 4.32% | 2026-09-01 | 7.50% | US141781AE43 |
| Procter & Gamble CO | 3.87% | 2026-11-03 | 2.45% | US742718ER62 |
| Bestfoods | 4.28% | 2026-12-15 | 7.25% | US126149AD59 |
| Altria Group INC | 4.93% | 2027-01-15 | 7.75% | US718154CF28 |
| Procter & Gamble CO | 4.43% | 2027-03-25 | 2.80% | US742718FG98 |
| Dillards INC | 4.93% | 2027-05-15 | 7.75% | US254063AW09 |
| Pepsico INC | 4.29% | 2027-10-15 | 3.00% | US713448DY13 |
| Royal Caribbean Cruises LTD | 5.14% | 2027-10-15 | 7.50% | US780153AG79 |
| Archer-Daniels-Midland CO | 4.92% | 2027-12-15 | 6.75% | US039483AN23 |
| Nordstrom INC | 5.66% | 2028-03-15 | 6.95% | US655664AH33 |
| Hasbro INC | 5.23% | 2028-07-15 | 6.60% | US418056AH08 |
| Target Corp | 4.47% | 2028-08-01 | 6.65% | US239753DL70 |
| Mcdonald's Corp | 4.75% | 2029-05-17 | 5.00% | US58013MFX74 |
| Kroger CO | 5.14% | 2029-09-15 | 8.00% | US501044BV23 |
| Walmart INC | 4.60% | 2030-02-15 | 7.55% | US931142BF98 |
| Procter & Gamble CO | 4.60% | 2030-03-25 | 3.00% | US742718FH71 |
| Archer-Daniels-Midland CO | 4.90% | 2031-02-01 | 7.00% | US039483AS10 |
| Delhaize America LLC | 5.33% | 2031-04-15 | 9.00% | US246688AF27 |
| Kraft Heinz Foods CO | 5.23% | 2032-03-15 | 6.75% | US42307TAG31 |
| Mcdonald's Corp | 4.88% | 2032-09-09 | 4.60% | US58013MFS89 |
| Mcdonald's Corp | 4.99% | 2033-08-15 | 4.95% | US58013MFV19 |
| Procter & Gamble CO | 5.04% | 2034-02-01 | 5.50% | US742718CB39 |
| Mcdonald's Corp | 5.12% | 2034-05-17 | 5.20% | US58013MFY57 |
| Mcdonald's Corp | 5.27% | 2035-03-03 | 4.95% | US58013MGA62 |
| Archer-Daniels-Midland CO | 5.27% | 2035-09-15 | 5.38% | US039483AU65 |
| Walmart INC | 5.14% | 2037-08-15 | 6.50% | US931142CK74 |
| Mcdonald's Corp | 5.56% | 2038-03-01 | 6.30% | US58013MEF77 |
| Mcdonald's Corp | 5.56% | 2039-02-01 | 5.70% | US58013MEH34 |
| Philip Morris International INC | 5.93% | 2044-11-10 | 4.25% | US718172BL29 |
| Procter & Gamble CO | 5.53% | 2050-03-25 | 3.60% | US742718FK01 |