United States Senior Unsecured Non-Callable Consumer Products & Retail Corporate Bond Yields (USD)
Fitted spot curve as of 2026-09-10
https://bondscovery.com/yield-curve/usd-corporate-senior-unsecured-consumer-products-retail-united-states-non-callable
United States Senior Unsecured Non-Callable Consumer Products & Retail Corporate Bond Yields (USD) as of 2026-09-10: 10Y at 5.59%, fitted curve 1M–25Y (4.41%–5.79%), 51 bonds. Live chart, constituents and forward rates on bondScovery.
| Maturity | Fitted yield | Forward rate |
|---|---|---|
| 1M | 4.41% | — |
| 3M | 4.43% | 4.45% |
| 6M | 4.48% | 4.62% |
| 9M | 4.52% | 4.71% |
| 12M | 4.57% | 4.71% |
| 18M | 4.65% | 4.89% |
| 2Y | 4.74% | 5.06% |
| 3Y | 4.90% | 5.31% |
| 4Y | 5.04% | 5.61% |
| 5Y | 5.17% | 5.85% |
| 6Y | 5.29% | 6.05% |
| 7Y | 5.38% | 6.19% |
| 8Y | 5.46% | 6.28% |
| 9Y | 5.53% | 6.33% |
| 10Y | 5.59% | 6.35% |
| 15Y | 5.73% | 6.30% |
| 20Y | 5.78% | 6.13% |
| 25Y | 5.79% | 6.00% |
2Y, 10Y and the 10Y−2Y spread over time
The 2-year yield is 4.74% and the 10-year 5.59%, a 10Y−2Y spread of +85 bp — positively sloped — as of 2026-09-10. The chart and table below track how they have moved.
Fitted 2Y and 10Y yields and their spread, sampled one build date per month. See all inverted curves today →
| Tenor | Latest2026-09-10 | 1m ago2026-08-11 | 2m ago2026-07-13 | 3m ago2026-06-12 | 4m ago2026-05-13 | 5m ago2026-04-13 | 6m ago2026-03-13 |
|---|---|---|---|---|---|---|---|
| 2Y | 4.74% | 4.63% | 4.70% | 4.44% | 4.45% | 4.48% | 4.07% |
| 10Y | 5.59% | 5.38% | 5.23% | 5.19% | 5.09% | 4.98% | 4.97% |
| 10Y − 2Y | +85 bp | +76 bp | +53 bp | +74 bp | +64 bp | +50 bp | +90 bp |
Yields by rating group
The same curve split by credit quality: 54 rated bonds across 3 rating bands, all maturities pooled. Median yield by band: AAA to AA- 5.40%, A+ to BBB- 5.40%, Speculative 6.68%.
Bonds in this curve
A selection of 30 of the 54 bonds behind this curve, spread across maturities.
| Issuer | Yield | Maturity | Coupon | ISIN |
|---|---|---|---|---|
| Procter & Gamble CO | 4.22% | 2026-11-03 | 2.45% | US742718ER62 |
| Bestfoods | 4.06% | 2026-12-15 | 7.25% | US126149AD59 |
| Altria Group INC | 5.90% | 2027-01-15 | 7.75% | US718154CF28 |
| Procter & Gamble CO | 4.42% | 2027-03-25 | 2.80% | US742718FG98 |
| Dillards INC | 5.03% | 2027-05-15 | 7.75% | US254063AW09 |
| Macy's Retail Hldgs LLC | 5.19% | 2027-07-15 | 6.79% | US55616XAB38 |
| Hershey Company | 4.12% | 2027-08-15 | 7.20% | US427866AL29 |
| Safeway INC | 6.11% | 2027-09-15 | 7.45% | US786514AS84 |
| Lowe's Companies INC | 4.61% | 2028-02-15 | 6.88% | US548661AH09 |
| Nordstrom INC | 6.14% | 2028-03-15 | 6.95% | US655664AH33 |
| Hasbro INC | 4.82% | 2028-07-15 | 6.60% | US418056AH08 |
| Target Corp | 4.55% | 2028-08-01 | 6.65% | US239753DL70 |
| Kroger CO | 5.21% | 2029-09-15 | 8.00% | US501044BV23 |
| Walmart INC | 4.83% | 2030-02-15 | 7.55% | US931142BF98 |
| Procter & Gamble CO | 4.91% | 2030-03-25 | 3.00% | US742718FH71 |
| Archer-Daniels-Midland CO | 4.81% | 2031-02-01 | 7.00% | US039483AS10 |
| Delhaize America LLC | 5.39% | 2031-04-15 | 9.00% | US246688AF27 |
| Mondelez International INC | 5.16% | 2031-11-01 | 6.50% | US50075NAC83 |
| Kraft Heinz Foods CO | 5.53% | 2032-03-15 | 6.75% | US42307TAG31 |
| Kohl's Corporation | 9.52% | 2033-01-15 | 6.00% | US500255AN46 |
| Procter & Gamble CO | 5.07% | 2034-02-01 | 5.50% | US742718CB39 |
| Cargill INC | 5.36% | 2034-04-19 | 6.12% | US141781AT12 |
| Macy's Retail Hldgs LLC | 7.00% | 2034-07-15 | 6.70% | US577778CE17 |
| Diageo Investment Corporation | 5.44% | 2035-04-15 | 7.45% | US386088AH17 |
| Archer-Daniels-Midland CO | 5.50% | 2035-09-15 | 5.38% | US039483AU65 |
| Walmart INC | 5.34% | 2037-08-15 | 6.50% | US931142CK74 |
| Mcdonald's Corp | 5.71% | 2038-03-01 | 6.30% | US58013MEF77 |
| Procter & Gamble CO | 5.48% | 2040-03-25 | 3.55% | US742718FJ38 |
| Philip Morris International INC | 6.08% | 2044-11-10 | 4.25% | US718172BL29 |
| Procter & Gamble CO | 5.67% | 2050-03-25 | 3.60% | US742718FK01 |