United States AAA–AA Senior Unsecured Banks Corporate Bond Yields (USD)
Fitted spot curve as of 2026-07-27
https://bondscovery.com/yield-curve/usd-corporate-senior-unsecured-aaa-aa-banks-united-states
United States AAA–AA Senior Unsecured Banks Corporate Bond Yields (USD) as of 2026-07-27: 10Y at 5.46%, fitted curve 1M–10Y (4.42%–5.46%), 50 bonds. Live chart, constituents and forward rates on bondScovery.
| Maturity | Fitted yield | Forward rate |
|---|---|---|
| 1M | 4.42% | — |
| 3M | 4.44% | 4.44% |
| 6M | 4.45% | 4.47% |
| 9M | 4.47% | 4.51% |
| 12M | 4.49% | 4.56% |
| 18M | 4.54% | 4.62% |
| 2Y | 4.58% | 4.72% |
| 3Y | 4.68% | 4.88% |
| 4Y | 4.79% | 5.12% |
| 5Y | 4.91% | 5.37% |
| 7Y | 5.14% | 5.73% |
| 8Y | 5.25% | 6.05% |
| 9Y | 5.36% | 6.21% |
| 10Y | 5.46% | 6.31% |
2Y, 10Y and the 10Y−2Y spread over time
The 2-year yield is 4.58% and the 10-year 5.46%, a 10Y−2Y spread of +87 bp — positively sloped — as of 2026-07-27. The chart and table below track how they have moved.
Fitted 2Y and 10Y yields and their spread, sampled one build date per month. See all inverted curves today →
| Tenor | Latest2026-07-27 | 1m ago2026-06-26 | 2m ago2026-05-28 | 3m ago2026-04-28 | 4m ago2026-03-30 | 5m ago2026-02-27 | 6m ago2026-01-28 |
|---|---|---|---|---|---|---|---|
| 2Y | 4.58% | 4.49% | 4.35% | 4.21% | 4.26% | 3.93% | 3.87% |
| 10Y | 5.46% | 5.16% | 5.23% | 5.07% | 5.27% | 4.86% | 5.36% |
| 10Y − 2Y | +87 bp | +67 bp | +88 bp | +86 bp | +100 bp | +93 bp | +149 bp |
Bonds in this curve
A selection of 30 of the 74 bonds behind this curve, spread across maturities.
| Issuer | Yield | Maturity | Coupon | ISIN |
|---|---|---|---|---|
| State Street Corp | 6.25% | 2026-08-03 | 5.27% | US857477CD34 |
| Bank of NEW York Mellon | 4.44% | 2026-10-15 | 1.05% | US06406RAV96 |
| Morgan Stanley | 4.51% | 2026-10-30 | 5.88% | US61690U7W40 |
| Citibank NA | 4.36% | 2026-12-04 | 5.49% | US17325FBC14 |
| Bank of NEW York Mellon | 4.54% | 2027-01-26 | 2.05% | US06406RBA41 |
| State Street Corp | 4.63% | 2027-03-18 | 4.99% | US857477CL59 |
| Bank of NEW York Mellon | 4.31% | 2027-05-16 | 3.25% | US06406RAD98 |
| Citibank NA | 4.31% | 2027-05-29 | 4.58% | US17325FBN78 |
| State Street Corp | 4.58% | 2027-10-22 | 4.33% | US857477CP63 |
| State Street Corp | 4.65% | 2028-02-28 | 4.54% | US857477CU58 |
| Bank of NEW York Mellon | 4.35% | 2028-04-28 | 3.85% | US06406RAH03 |
| Bank of NEW York Mellon | 4.55% | 2028-07-14 | 1.65% | US06406RAU14 |
| Citibank NA | 4.64% | 2028-09-29 | 5.80% | US17325FBB31 |
| Bank of NEW York Mellon | 5.13% | 2028-10-25 | 5.80% | US06406RBL06 |
| Bank of NEW York Mellon | 4.63% | 2029-02-01 | 4.54% | US06406RBN61 |
| Bank of NEW York Mellon | 4.64% | 2029-04-26 | 3.85% | US06406RBD89 |
| State Street Corp | 4.72% | 2030-01-24 | 2.40% | US857477BG73 |
| State Street Corp | 4.88% | 2030-02-28 | 4.73% | US857477CW15 |
| Bank of NEW York Mellon | 4.89% | 2030-03-14 | 4.97% | US06406RBV87 |
| State Street Corp | 4.80% | 2030-04-24 | 4.83% | US857477DB68 |
| Bank of NEW York Mellon | 4.95% | 2031-02-11 | 4.94% | US06406RCB15 |
| Bank of NEW York Mellon | 4.91% | 2031-07-28 | 1.80% | US06406RAW79 |
| Bank of NEW York Mellon | 4.93% | 2032-01-26 | 2.50% | US06406RBB24 |
| Bank of NEW York Mellon | 5.01% | 2033-06-13 | 4.29% | US06406RBH93 |
| Bank of NEW York Mellon | 5.21% | 2033-10-25 | 5.83% | US06406RBM88 |
| Bank of NEW York Mellon | 5.16% | 2034-02-01 | 4.71% | US06406RBP10 |
| Bank of NEW York Mellon | 5.19% | 2034-04-26 | 4.97% | US06406RBR75 |
| Bank of NEW York Mellon | 5.25% | 2035-03-14 | 5.19% | US06406RBW60 |
| Bank of America Corporation | 5.63% | 2036-10-15 | 6.00% | US06050TJZ66 |
| Wells Fargo & Company | 5.71% | 2037-02-01 | 5.85% | US92976GAG64 |