United States Senior Unsecured Callable Banks Corporate Bond Yields (USD)
Fitted spot curve as of 2026-09-11
https://bondscovery.com/yield-curve/usd-corporate-senior-unsecured-banks-united-states-callable
United States Senior Unsecured Callable Banks Corporate Bond Yields (USD) as of 2026-09-11: 10Y at 5.80%, fitted curve 1M–30Y (4.58%–6.32%), 1248 bonds. Live chart, constituents and forward rates on bondScovery.
| Maturity | Fitted yield | Forward rate |
|---|---|---|
| 1M | 4.58% | — |
| 3M | 4.60% | 4.61% |
| 6M | 4.64% | 4.78% |
| 9M | 4.67% | 4.84% |
| 12M | 4.71% | 4.84% |
| 18M | 4.78% | 5.00% |
| 2Y | 4.86% | 5.16% |
| 3Y | 5.01% | 5.41% |
| 4Y | 5.16% | 5.75% |
| 5Y | 5.31% | 6.08% |
| 6Y | 5.45% | 6.36% |
| 7Y | 5.57% | 6.55% |
| 8Y | 5.66% | 6.63% |
| 9Y | 5.74% | 6.64% |
| 10Y | 5.80% | 6.69% |
| 15Y | 6.15% | 7.48% |
| 20Y | 6.27% | 7.10% |
| 25Y | 6.31% | 6.75% |
| 30Y | 6.32% | 6.58% |
2Y, 10Y and the 10Y−2Y spread over time
The 2-year yield is 4.86% and the 10-year 5.80%, a 10Y−2Y spread of +94 bp — positively sloped — as of 2026-09-11. The chart and table below track how they have moved.
Fitted 2Y and 10Y yields and their spread, sampled one build date per month. See all inverted curves today →
| Tenor | Latest2026-09-11 | 1m ago2026-08-12 | 2m ago2026-07-13 | 3m ago2026-06-12 | 4m ago2026-05-14 | 5m ago2026-04-14 | 6m ago2026-03-16 |
|---|---|---|---|---|---|---|---|
| 2Y | 4.86% | 4.75% | 4.63% | 4.62% | 4.54% | 4.51% | 4.28% |
| 10Y | 5.80% | 5.64% | 5.52% | 5.49% | 5.37% | 5.37% | 5.30% |
| 10Y − 2Y | +94 bp | +89 bp | +89 bp | +87 bp | +83 bp | +86 bp | +102 bp |
Yields by rating group
The same curve split by credit quality: 2732 rated bonds across 3 rating bands, all maturities pooled. Median yield by band: AAA to AA- 5.00%, A+ to BBB- 5.56%, Speculative 8.19%.
Bonds in this curve
A selection of 30 of the 2732 bonds behind this curve, spread across maturities.
| Issuer | Yield | Maturity | Coupon | ISIN |
|---|---|---|---|---|
| Jpmorgan Chase & CO | 5.14% | 2026-10-01 | 2.95% | US46625HRV41 |
| Bank of NEW York Mellon | 4.75% | 2026-10-15 | 1.05% | US06406RAV96 |
| Goldman Sachs Group INC | 4.35% | 2026-11-16 | 3.50% | US38145GAH39 |
| Citibank NA | 4.63% | 2026-12-04 | 5.49% | US17325FBC14 |
| Charles Schwab Corp | 4.52% | 2027-03-02 | 3.20% | US808513AQ89 |
| Charles Schwab Corp | 4.80% | 2027-03-03 | 2.45% | US808513BY05 |
| Fifth Third Bancorp | 4.70% | 2027-05-05 | 2.55% | US316773DA59 |
| Capital ONE Financial CO | 5.16% | 2027-05-11 | 3.65% | US14040HCE36 |
| Bank of America Corporation | 4.61% | 2027-10-21 | 3.25% | US06051GGA13 |
| State Street Corp | 4.75% | 2027-10-22 | 4.33% | US857477CP63 |
| Citigroup INC | 5.01% | 2028-01-15 | 6.62% | US172967AR23 |
| Charles Schwab Corp | 5.11% | 2028-01-25 | 3.20% | US808513AU91 |
| Bank of NEW York Mellon | 4.82% | 2028-07-14 | 1.65% | US06406RAU14 |
| Northern Trust Corp | 4.84% | 2028-08-03 | 3.65% | US665859AT17 |
| PNC Financial Services Group INC | 5.04% | 2029-04-23 | 3.45% | US693475AW59 |
| Bank of NEW York Mellon | 4.99% | 2029-04-26 | 3.85% | US06406RBD89 |
| Bank of NEW York Mellon | 5.09% | 2030-03-14 | 4.97% | US06406RBV87 |
| Goldman Sachs Group INC | 5.33% | 2030-03-15 | 3.80% | US38141GXH28 |
| Keycorp | 5.44% | 2031-04-04 | 5.12% | US49326EEQ26 |
| Charles Schwab Corp | 5.31% | 2031-05-13 | 2.30% | US808513BS37 |
| Morgan Stanley | 5.40% | 2032-04-01 | 7.25% | US617446HD43 |
| UBS Group AG | 5.54% | 2032-07-15 | 7.12% | US22541LAE39 |
| US Bancorp | 5.67% | 2033-10-21 | 5.85% | US91159HJJ05 |
| Wells Fargo & Company | 5.62% | 2034-04-24 | 5.39% | US95000U3D31 |
| Bank of NEW York Mellon | 5.57% | 2035-03-14 | 5.19% | US06406RBW60 |
| Keycorp | 6.05% | 2037-01-28 | 5.30% | US49326EER09 |
| Citigroup INC | 5.95% | 2039-07-15 | 8.12% | US172967EW71 |
| Bank of America Corporation | 6.04% | 2044-04-01 | 4.88% | US06051GFG91 |
| Jpmorgan Chase & CO | 6.29% | 2050-03-24 | 6.00% | US48130CE353 |
| Jpmorgan Chase & CO | 6.28% | 2055-09-10 | 5.90% | US48130C3Z69 |