Euro Non-Callable Consumer Products & Retail Corporate Bond Yields (EUR)
Fitted spot curve as of 2026-07-27
https://bondscovery.com/yield-curve/eur-corporate-consumer-products-retail-non-callable
Euro Non-Callable Consumer Products & Retail Corporate Bond Yields (EUR) as of 2026-07-27: 10Y at 4.03%, fitted curve 3M–30Y (2.81%–4.27%), 196 bonds. Live chart, constituents and forward rates on bondScovery.
| Maturity | Fitted yield | Forward rate |
|---|---|---|
| 3M | 2.81% | — |
| 6M | 2.86% | 2.90% |
| 9M | 2.90% | 2.99% |
| 12M | 2.95% | 3.08% |
| 18M | 3.04% | 3.22% |
| 2Y | 3.13% | 3.39% |
| 3Y | 3.29% | 3.63% |
| 4Y | 3.45% | 3.91% |
| 5Y | 3.58% | 4.14% |
| 6Y | 3.70% | 4.31% |
| 7Y | 3.81% | 4.43% |
| 8Y | 3.90% | 4.51% |
| 9Y | 3.97% | 4.55% |
| 10Y | 4.03% | 4.57% |
| 15Y | 4.19% | 4.52% |
| 20Y | 4.25% | 4.40% |
| 25Y | 4.26% | 4.32% |
| 30Y | 4.27% | 4.29% |
2Y, 10Y and the 10Y−2Y spread over time
The 2-year yield is 3.13% and the 10-year 4.03%, a 10Y−2Y spread of +90 bp — positively sloped — as of 2026-07-27. The chart and table below track how they have moved.
Fitted 2Y and 10Y yields and their spread, sampled one build date per month. See all inverted curves today →
| Tenor | Latest2026-07-27 | 1m ago2026-06-26 | 2m ago2026-05-28 | 3m ago2026-04-28 | 4m ago2026-03-30 | 5m ago2026-02-27 | 6m ago2026-01-28 |
|---|---|---|---|---|---|---|---|
| 2Y | 3.13% | 2.95% | 3.04% | 2.96% | 3.10% | 2.41% | 2.51% |
| 10Y | 4.03% | 3.73% | 3.90% | 3.97% | 4.07% | 3.53% | 3.70% |
| 10Y − 2Y | +90 bp | +78 bp | +86 bp | +101 bp | +97 bp | +113 bp | +119 bp |
Yields by rating group
The same curve split by credit quality: 184 rated bonds across 3 rating bands, all maturities pooled. Median yield by band: AAA to AA- 3.31%, A+ to BBB- 3.60%, Speculative 4.77%.
Bonds in this curve
A selection of 30 of the 196 bonds behind this curve, spread across maturities.
| Issuer | Yield | Maturity | Coupon | ISIN |
|---|---|---|---|---|
| Carrefour SA | 2.83% | 2026-10-30 | 1.88% | FR0014009DZ6 |
| L'Oreal S.A. | 2.79% | 2027-01-23 | 3.38% | FR001400M6K5 |
| Unilever PLC | 2.35% | 2027-02-12 | 1.12% | XS1769090991 |
| Kering SA | 2.88% | 2027-04-05 | 1.50% | FR0013248721 |
| Carrefour SA | 2.90% | 2027-05-17 | 1.00% | FR0013419736 |
| Henkel AG & Co. KGaA | 2.80% | 2027-09-13 | 2.62% | XS2530219349 |
| Pernod Ricard SA | 3.02% | 2027-10-24 | 0.50% | FR0013456431 |
| L'Oreal S.A. | 3.10% | 2027-11-06 | 2.50% | FR001400TT34 |
| Nestle SA | 2.81% | 2027-11-12 | 0.12% | XS2170362672 |
| Unilever PLC | 2.66% | 2028-04-29 | 1.12% | XS1403015156 |
| Mcdonald's Corp | 3.06% | 2028-05-03 | 1.75% | XS1403264291 |
| Essilorluxottica | 3.39% | 2029-03-05 | 2.88% | FR001400RYN6 |
| Lvmh Moet Hennessy Louis Vuitton SE | 3.18% | 2029-03-07 | 2.62% | FR001400ZED2 |
| Kesko OYJ | 3.83% | 2030-02-02 | 3.50% | FI4000578224 |
| Lvmh Moet Hennessy Louis Vuitton SE | 3.31% | 2030-02-05 | 3.38% | FR001400QJ21 |
| Lvmh Moet Hennessy Louis Vuitton SE | 3.30% | 2031-02-11 | 0.38% | FR0013482841 |
| Mcdonald's Corp | 3.54% | 2031-02-20 | 3.88% | XS2726263325 |
| Sudzucker International Finance B.V. | 4.07% | 2032-01-29 | 4.12% | XS2970728205 |
| Essilorluxottica | 3.49% | 2032-03-05 | 3.00% | FR001400RX89 |
| Unilever PLC | 3.52% | 2033-02-12 | 1.62% | XS1769091296 |
| Koninklijke Ahold Delhaize NV | 3.74% | 2033-03-10 | 3.25% | XS3016387287 |
| Imperial Brands Finance PLC | 4.38% | 2034-02-12 | 3.88% | XS2998667187 |
| Nestle SA | 3.46% | 2034-02-14 | 0.62% | XS2350746215 |
| Unilever PLC | 3.73% | 2035-02-23 | 3.50% | XS2591848192 |
| Mcdonald's Corp | 3.95% | 2035-03-07 | 4.25% | XS2595417945 |
| Lvmh Moet Hennessy Louis Vuitton SE | 3.78% | 2036-02-25 | 3.38% | FR0014016GD1 |
| Unilever PLC | 3.79% | 2039-06-11 | 1.50% | XS2008925344 |
| Diageo Capital PLC | 4.48% | 2044-08-30 | 3.75% | XS2833394161 |
| Coca-Cola CO | 4.43% | 2053-08-15 | 3.75% | XS2874157295 |
| JT International Financial Services B.V. | 4.01% | 2055-09-04 | 3.87% | XS3150869819 |