Euro Senior Unsecured Consumer Products & Retail Corporate Bond Yields (EUR)
Fitted spot curve as of 2026-07-27
https://bondscovery.com/yield-curve/eur-corporate-senior-unsecured-consumer-products-retail
Euro Senior Unsecured Consumer Products & Retail Corporate Bond Yields (EUR) as of 2026-07-27: 10Y at 4.03%, fitted curve 3M–30Y (2.74%–4.18%), 287 bonds. Live chart, constituents and forward rates on bondScovery.
| Maturity | Fitted yield | Forward rate |
|---|---|---|
| 3M | 2.74% | — |
| 6M | 2.79% | 2.85% |
| 9M | 2.85% | 2.96% |
| 12M | 2.90% | 3.06% |
| 18M | 3.01% | 3.22% |
| 2Y | 3.11% | 3.42% |
| 3Y | 3.30% | 3.69% |
| 4Y | 3.47% | 3.98% |
| 5Y | 3.62% | 4.20% |
| 6Y | 3.74% | 4.35% |
| 7Y | 3.84% | 4.43% |
| 8Y | 3.92% | 4.47% |
| 9Y | 3.98% | 4.48% |
| 10Y | 4.03% | 4.46% |
| 15Y | 4.14% | 4.37% |
| 20Y | 4.17% | 4.26% |
| 25Y | 4.18% | 4.20% |
| 30Y | 4.18% | 4.19% |
2Y, 10Y and the 10Y−2Y spread over time
The 2-year yield is 3.11% and the 10-year 4.03%, a 10Y−2Y spread of +92 bp — positively sloped — as of 2026-07-27. The chart and table below track how they have moved.
Fitted 2Y and 10Y yields and their spread, sampled one build date per month. See all inverted curves today →
| Tenor | Latest2026-07-27 | 1m ago2026-06-26 | 2m ago2026-05-28 | 3m ago2026-04-28 | 4m ago2026-03-30 | 5m ago2026-02-27 | 6m ago2026-01-28 |
|---|---|---|---|---|---|---|---|
| 2Y | 3.11% | 2.93% | 3.06% | 2.99% | 3.15% | 2.49% | 2.57% |
| 10Y | 4.03% | 3.71% | 3.91% | 3.96% | 4.08% | 3.50% | 3.78% |
| 10Y − 2Y | +92 bp | +78 bp | +85 bp | +97 bp | +94 bp | +101 bp | +121 bp |
Yields by rating group
The same curve split by credit quality: 268 rated bonds across 3 rating bands, all maturities pooled. Median yield by band: AAA to AA- 3.31%, A+ to BBB- 3.59%, Speculative 4.77%.
Bonds in this curve
A selection of 30 of the 288 bonds behind this curve, spread across maturities.
| Issuer | Yield | Maturity | Coupon | ISIN |
|---|---|---|---|---|
| Adidas AG | 2.58% | 2026-10-08 | 2.25% | XS1114159277 |
| Carrefour SA | 2.83% | 2026-10-30 | 1.88% | FR0014009DZ6 |
| L'Oreal S.A. | 2.79% | 2027-01-23 | 3.38% | FR001400M6K5 |
| Unilever PLC | 2.35% | 2027-02-12 | 1.12% | XS1769090991 |
| Diageo Capital PLC | 2.90% | 2027-03-27 | 1.88% | XS2147889427 |
| Essity AB | 2.73% | 2027-03-30 | 1.62% | XS1584122763 |
| Pernod Ricard SA | 3.21% | 2027-09-15 | 3.75% | FR001400KPB4 |
| Diageo Capital PLC | 2.98% | 2027-10-22 | 1.50% | XS1896662175 |
| Lvmh Moet Hennessy Louis Vuitton SE | 3.13% | 2027-11-07 | 2.75% | FR001400TSJ2 |
| L'Oreal S.A. | 3.10% | 2027-11-06 | 2.50% | FR001400TT34 |
| Unilever PLC | 2.66% | 2028-04-29 | 1.12% | XS1403015156 |
| Mcdonald's Corp | 3.06% | 2028-05-03 | 1.75% | XS1403264291 |
| Kering SA | 3.31% | 2029-02-27 | 3.25% | FR001400G3Y1 |
| Essilorluxottica | 3.39% | 2029-03-05 | 2.88% | FR001400RYN6 |
| Kesko OYJ | 3.83% | 2030-02-02 | 3.50% | FI4000578224 |
| Essity AB | 3.34% | 2030-02-03 | 0.50% | XS2113167568 |
| Essity AB | 3.60% | 2031-02-08 | 0.25% | XS2297177664 |
| Lvmh Moet Hennessy Louis Vuitton SE | 3.30% | 2031-02-11 | 0.38% | FR0013482841 |
| Sudzucker International Finance B.V. | 4.07% | 2032-01-29 | 4.12% | XS2970728205 |
| Pernod Ricard SA | 3.77% | 2032-03-03 | 3.25% | FR001400XRB3 |
| Pernod Ricard SA | 3.87% | 2033-02-04 | 3.25% | FR0014013W09 |
| Unilever PLC | 3.52% | 2033-02-12 | 1.62% | XS1769091296 |
| Imperial Brands Finance PLC | 4.38% | 2034-02-12 | 3.88% | XS2998667187 |
| Nestle SA | 3.46% | 2034-02-14 | 0.62% | XS2350746215 |
| Unilever PLC | 3.73% | 2035-02-23 | 3.50% | XS2591848192 |
| Lvmh Moet Hennessy Louis Vuitton SE | 3.78% | 2036-02-25 | 3.38% | FR0014016GD1 |
| Unilever PLC | 3.79% | 2039-06-11 | 1.50% | XS2008925344 |
| Diageo Capital PLC | 4.48% | 2044-08-30 | 3.75% | XS2833394161 |
| Coca-Cola CO | 4.43% | 2053-08-15 | 3.75% | XS2874157295 |
| Pepsico INC | 4.60% | 2055-07-28 | 4.05% | XS3121138211 |