United States Callable Insurance Corporate Bond Yields (USD)
Fitted spot curve as of 2026-07-27
https://bondscovery.com/yield-curve/usd-corporate-insurance-united-states-callable
United States Callable Insurance Corporate Bond Yields (USD) as of 2026-07-27: 10Y at 5.60%, fitted curve 1M–40Y (4.80%–6.23%), 613 bonds. Live chart, constituents and forward rates on bondScovery.
| Maturity | Fitted yield | Forward rate |
|---|---|---|
| 1M | 4.80% | — |
| 3M | 4.81% | 4.82% |
| 6M | 4.83% | 4.85% |
| 9M | 4.85% | 4.90% |
| 12M | 4.88% | 4.94% |
| 18M | 4.92% | 5.01% |
| 2Y | 4.96% | 5.09% |
| 3Y | 5.05% | 5.22% |
| 4Y | 5.14% | 5.40% |
| 5Y | 5.22% | 5.56% |
| 6Y | 5.30% | 5.72% |
| 7Y | 5.38% | 5.87% |
| 8Y | 5.46% | 6.00% |
| 9Y | 5.54% | 6.12% |
| 10Y | 5.60% | 6.23% |
| 15Y | 5.89% | 6.46% |
| 20Y | 6.07% | 6.62% |
| 25Y | 6.18% | 6.61% |
| 30Y | 6.23% | 6.53% |
| 40Y | 6.19% | 6.06% |
2Y, 10Y and the 10Y−2Y spread over time
The 2-year yield is 4.96% and the 10-year 5.60%, a 10Y−2Y spread of +64 bp — positively sloped — as of 2026-07-27. The chart and table below track how they have moved.
Fitted 2Y and 10Y yields and their spread, sampled one build date per month. See all inverted curves today →
| Tenor | Latest2026-07-27 | 1m ago2026-06-26 | 2m ago2026-05-28 | 3m ago2026-04-28 | 4m ago2026-03-30 | 5m ago2026-02-27 | 6m ago2026-01-28 |
|---|---|---|---|---|---|---|---|
| 2Y | 4.96% | 4.75% | 4.69% | 4.58% | 4.54% | 4.11% | 4.17% |
| 10Y | 5.60% | 5.30% | 5.40% | 5.25% | 5.47% | 5.03% | 5.08% |
| 10Y − 2Y | +64 bp | +56 bp | +71 bp | +67 bp | +94 bp | +91 bp | +92 bp |
Yields by rating group
The same curve split by credit quality: 741 rated bonds across 3 rating bands, all maturities pooled. Median yield by band: AAA to AA- 5.30%, A+ to BBB- 5.61%, Speculative 6.18%.
Bonds in this curve
A selection of 30 of the 744 bonds behind this curve, spread across maturities.
| Issuer | Yield | Maturity | Coupon | ISIN |
|---|---|---|---|---|
| Reinsurance Group of America INC | 3.42% | 2026-09-15 | 3.95% | US759351AM18 |
| NEW York Life Global Funding | 4.99% | 2026-09-18 | 5.45% | USU7965TAR24 |
| Aflac INC | 6.45% | 2026-10-15 | 2.88% | US001055AQ51 |
| Elevance Health INC | 4.98% | 2026-10-30 | 4.50% | US036752BG70 |
| Allstate Corp | 4.54% | 2026-12-15 | 3.28% | US020002BD26 |
| Brown & Brown INC | 4.98% | 2026-12-23 | 4.60% | US115236AH45 |
| Berkshire Hathaway | 4.47% | 2027-03-15 | 2.30% | US084664CZ24 |
| Humana INC | 4.89% | 2027-03-15 | 3.95% | US444859BF87 |
| American National Group INC | 5.10% | 2027-06-15 | 5.00% | US025676AM95 |
| Brighthouse Financial INC | 5.23% | 2027-06-22 | 3.70% | US10922NAC74 |
| Markel Group INC | 4.99% | 2027-11-01 | 3.50% | US570535AR54 |
| Elevance Health INC | 4.54% | 2027-12-01 | 3.65% | US036752AB92 |
| Jackson Natl Life Global FDG | 5.24% | 2028-06-05 | 4.70% | USU4686CAD57 |
| Unitedhealth Group INC | 4.50% | 2028-06-15 | 3.85% | US91324PDK57 |
| Progressive Corp | 4.68% | 2029-03-01 | 4.00% | US743315AV57 |
| American International | 5.01% | 2029-03-15 | 4.25% | US026874DN40 |
| Elevance Health INC | 4.93% | 2030-02-15 | 4.75% | US036752BB83 |
| Unitedhealth Group INC | 4.86% | 2030-02-15 | 5.30% | US91324PEQ19 |
| Centene Corp | 5.87% | 2031-03-01 | 2.50% | US15135BAX91 |
| Elevance Health INC | 5.09% | 2031-03-15 | 2.55% | US036752AP88 |
| Humana INC | 5.16% | 2032-02-03 | 2.15% | US444859BR26 |
| Elevance Health INC | 5.31% | 2033-02-15 | 4.75% | US28622HAB78 |
| Arthur J Gallagher & CO | 5.52% | 2034-02-15 | 6.50% | US04316JAF66 |
| Elevance Health INC | 5.46% | 2035-02-15 | 5.20% | US036752BD40 |
| Aetna INC | 5.76% | 2036-03-02 | 5.05% | US929089AK67 |
| Unitedhealth Group INC | 5.67% | 2039-08-15 | 3.50% | US91324PDT66 |
| Prudential Financial INC | 6.00% | 2044-05-15 | 4.60% | US74432QCA13 |
| Travelers COS INC | 5.98% | 2049-03-04 | 4.10% | US89417EAP43 |
| Arthur J Gallagher & CO | 6.39% | 2054-02-15 | 6.75% | US04316JAG40 |
| Chubb INA Holdings LLC | 5.90% | 2061-12-15 | 3.05% | US171239AJ50 |