United States Callable Banks Corporate Bond Yields (USD)
Fitted spot curve as of 2026-09-10
https://bondscovery.com/yield-curve/usd-corporate-banks-united-states-callable
United States Callable Banks Corporate Bond Yields (USD) as of 2026-09-10: 10Y at 5.75%, fitted curve 1M–30Y (4.53%–6.33%), 1250 bonds. Live chart, constituents and forward rates on bondScovery.
| Maturity | Fitted yield | Forward rate |
|---|---|---|
| 1M | 4.53% | — |
| 3M | 4.55% | 4.57% |
| 6M | 4.60% | 4.74% |
| 9M | 4.64% | 4.83% |
| 12M | 4.68% | 4.83% |
| 18M | 4.77% | 5.03% |
| 2Y | 4.87% | 5.22% |
| 3Y | 5.02% | 5.43% |
| 4Y | 5.14% | 5.61% |
| 5Y | 5.26% | 5.91% |
| 6Y | 5.40% | 6.32% |
| 7Y | 5.54% | 6.73% |
| 8Y | 5.65% | 6.74% |
| 9Y | 5.70% | 6.31% |
| 10Y | 5.75% | 6.39% |
| 15Y | 6.10% | 7.38% |
| 20Y | 6.24% | 7.24% |
| 25Y | 6.30% | 7.04% |
| 30Y | 6.33% | 6.80% |
2Y, 10Y and the 10Y−2Y spread over time
The 2-year yield is 4.87% and the 10-year 5.75%, a 10Y−2Y spread of +88 bp — positively sloped — as of 2026-09-10. The chart and table below track how they have moved.
Fitted 2Y and 10Y yields and their spread, sampled one build date per month. See all inverted curves today →
| Tenor | Latest2026-09-10 | 1m ago2026-08-11 | 2m ago2026-07-13 | 3m ago2026-06-12 | 4m ago2026-05-13 | 5m ago2026-04-13 | 6m ago2026-03-13 |
|---|---|---|---|---|---|---|---|
| 2Y | 4.87% | 4.67% | 4.63% | 4.56% | 4.39% | 4.49% | 4.12% |
| 10Y | 5.75% | 5.63% | 5.49% | 5.43% | 5.39% | 5.39% | 5.29% |
| 10Y − 2Y | +88 bp | +96 bp | +86 bp | +87 bp | +101 bp | +90 bp | +117 bp |
Yields by rating group
The same curve split by credit quality: 2722 rated bonds across 3 rating bands, all maturities pooled. Median yield by band: AAA to AA- 4.97%, A+ to BBB- 5.54%, Speculative 8.09%.
Bonds in this curve
A selection of 30 of the 2723 bonds behind this curve, spread across maturities.
| Issuer | Yield | Maturity | Coupon | ISIN |
|---|---|---|---|---|
| Jpmorgan Chase & CO | 5.02% | 2026-10-01 | 2.95% | US46625HRV41 |
| Bank of NEW York Mellon | 4.54% | 2026-10-15 | 1.05% | US06406RAV96 |
| Goldman Sachs Group INC | 4.50% | 2026-11-16 | 3.50% | US38145GAH39 |
| Citibank NA | 4.58% | 2026-12-04 | 5.49% | US17325FBC14 |
| Charles Schwab Corp | 4.40% | 2027-03-02 | 3.20% | US808513AQ89 |
| Capital ONE Financial CO | 4.60% | 2027-03-09 | 3.75% | US14040HBN44 |
| US Bancorp | 4.46% | 2027-04-27 | 3.15% | US91159HHR49 |
| Fifth Third Bancorp | 4.62% | 2027-05-05 | 2.55% | US316773DA59 |
| Bank of America Corporation | 4.54% | 2027-10-21 | 3.25% | US06051GGA13 |
| Ally Financial INC | 4.97% | 2027-11-15 | 7.10% | US02005NBR08 |
| Citigroup INC | 4.88% | 2028-01-15 | 6.62% | US172967AR23 |
| Charles Schwab Corp | 4.98% | 2028-01-25 | 3.20% | US808513AU91 |
| Bank of NEW York Mellon | 4.67% | 2028-07-14 | 1.65% | US06406RAU14 |
| Northern Trust Corp | 4.77% | 2028-08-03 | 3.65% | US665859AT17 |
| PNC Financial Services Group INC | 4.88% | 2029-04-23 | 3.45% | US693475AW59 |
| Bank of NEW York Mellon | 4.95% | 2029-04-26 | 3.85% | US06406RBD89 |
| Bank of NEW York Mellon | 5.04% | 2030-03-14 | 4.97% | US06406RBV87 |
| Goldman Sachs Group INC | 5.19% | 2030-03-15 | 3.80% | US38141GXH28 |
| Goldman Sachs Group INC | 5.03% | 2031-03-31 | 2.50% | XS1970502339 |
| Keycorp | 5.35% | 2031-04-04 | 5.12% | US49326EEQ26 |
| Morgan Stanley | 5.27% | 2032-04-01 | 7.25% | US617446HD43 |
| UBS Group AG | 5.24% | 2032-07-15 | 7.12% | US22541LAE39 |
| US Bancorp | 5.63% | 2033-10-21 | 5.85% | US91159HJJ05 |
| Bank of NEW York Mellon | 5.48% | 2034-04-26 | 4.97% | US06406RBR75 |
| Bank of NEW York Mellon | 5.54% | 2035-03-14 | 5.19% | US06406RBW60 |
| Keycorp | 5.97% | 2037-01-28 | 5.30% | US49326EER09 |
| Citigroup INC | 5.95% | 2039-07-15 | 8.12% | US172967EW71 |
| Bank of America Corporation | 5.99% | 2044-04-01 | 4.88% | US06051GFG91 |
| Jpmorgan Chase & CO | 6.40% | 2050-07-29 | 5.80% | US48130CV852 |
| Jpmorgan Chase & CO | 6.53% | 2055-08-27 | 5.65% | US48130C2Z78 |