US Senior Unsecured Callable Banks Corporate Bond Yields (USD)
Fitted spot curve as of 2026-07-27
https://bondscovery.com/yield-curve/usd-corporate-senior-unsecured-banks-callable
US Senior Unsecured Callable Banks Corporate Bond Yields (USD) as of 2026-07-27: 10Y at 5.64%, fitted curve 1M–30Y (4.26%–6.15%), 1653 bonds. Live chart, constituents and forward rates on bondScovery.
| Maturity | Fitted yield | Forward rate |
|---|---|---|
| 1M | 4.26% | — |
| 3M | 4.36% | 4.41% |
| 6M | 4.49% | 4.61% |
| 9M | 4.58% | 4.76% |
| 12M | 4.64% | 4.84% |
| 18M | 4.74% | 4.92% |
| 2Y | 4.82% | 5.06% |
| 3Y | 4.97% | 5.28% |
| 4Y | 5.07% | 5.35% |
| 5Y | 5.13% | 5.40% |
| 6Y | 5.25% | 5.82% |
| 7Y | 5.37% | 6.14% |
| 8Y | 5.48% | 6.20% |
| 9Y | 5.56% | 6.26% |
| 10Y | 5.64% | 6.34% |
| 15Y | 5.92% | 6.47% |
| 20Y | 6.06% | 6.48% |
| 25Y | 6.12% | 6.39% |
| 30Y | 6.15% | 6.30% |
2Y, 10Y and the 10Y−2Y spread over time
The 2-year yield is 4.82% and the 10-year 5.64%, a 10Y−2Y spread of +82 bp — positively sloped — as of 2026-07-27. The chart and table below track how they have moved.
Fitted 2Y and 10Y yields and their spread, sampled one build date per month. See all inverted curves today →
| Tenor | Latest2026-07-27 | 1m ago2026-06-26 | 2m ago2026-05-28 | 3m ago2026-04-28 | 4m ago2026-03-30 | 5m ago2026-02-27 | 6m ago2026-01-28 |
|---|---|---|---|---|---|---|---|
| 2Y | 4.82% | 4.58% | 4.57% | 4.53% | 4.53% | 4.10% | 4.23% |
| 10Y | 5.64% | 5.46% | 5.47% | 5.38% | 5.46% | 5.07% | 5.30% |
| 10Y − 2Y | +82 bp | +88 bp | +91 bp | +85 bp | +93 bp | +97 bp | +108 bp |
Yields by rating group
The same curve split by credit quality: 3655 rated bonds across 3 rating bands, all maturities pooled. Median yield by band: AAA to AA- 4.97%, A+ to BBB- 5.33%, Speculative 6.68%.
Bonds in this curve
A selection of 30 of the 3656 bonds behind this curve, spread across maturities.
| Issuer | Yield | Maturity | Coupon | ISIN |
|---|---|---|---|---|
| Charles Schwab Corp | 6.99% | 2026-08-24 | 5.88% | US808513CG89 |
| Sumitomo Mitsui Financial Group INC | 4.19% | 2026-09-17 | 1.40% | US86562MCH16 |
| Jpmorgan Chase & CO | 4.09% | 2026-10-01 | 2.95% | US46625HRV41 |
| Westpac Banking Corporation | 3.93% | 2026-09-30 | 1.55% | USQ97417FA49 |
| Credit Agricole | 4.59% | 2027-01-10 | 4.12% | US22536PAB76 |
| Sumitomo Mitsui Financial Group INC | 4.14% | 2027-01-11 | 3.45% | US86562MAN02 |
| State Street Corp | 4.63% | 2027-03-18 | 4.99% | US857477CL59 |
| Royal Bank of Canada | 4.82% | 2027-03-24 | 2.60% | USC7976PAD80 |
| Societe Generale | 4.92% | 2027-06-15 | 4.68% | US83368TBM99 |
| Nomura Holdings INC | 5.10% | 2027-07-02 | 5.59% | US65535HBR93 |
| Industrial and Commercial Bank of China LTD | 5.02% | 2027-11-08 | 3.54% | US45580KAK43 |
| Ally Financial INC | 5.09% | 2027-11-15 | 7.10% | US02005NBR08 |
| UBS Group AG | 4.74% | 2028-05-12 | 4.75% | USH42097DB00 |
| Bank of Nova Scotia | 4.67% | 2028-06-12 | 5.25% | US06418GAD97 |
| Comerica INC | 5.12% | 2029-02-01 | 4.00% | US200340AT44 |
| Charles Schwab Corp | 4.64% | 2029-02-01 | 4.00% | US808513AZ88 |
| Huntington Bancshares INC | 5.21% | 2030-02-04 | 2.55% | US446150AS35 |
| Citizens Financial Group INC | 5.12% | 2030-02-06 | 2.50% | US174610AS45 |
| Ueno Bank SA | 9.16% | 2031-03-06 | 6.70% | USP9435AAA45 |
| Charles Schwab Corp | 4.98% | 2031-03-11 | 1.65% | US808513BG98 |
| Bank of Nova Scotia | 5.04% | 2032-02-02 | 2.45% | US06417XAE13 |
| Charles Schwab Corp | 5.06% | 2032-03-03 | 2.90% | US808513CA10 |
| Royal Bank of Canada | 5.11% | 2033-02-01 | 5.00% | US78016FZX58 |
| Bank of Nova Scotia | 5.30% | 2034-02-01 | 5.65% | US06418JAC53 |
| UBS Group AG | 5.56% | 2035-02-08 | 5.70% | USH42097EU71 |
| Bbva | 5.76% | 2036-03-03 | 5.13% | US05946KAU51 |
| Morgan Stanley | 5.83% | 2039-02-07 | 5.94% | US61747YFM21 |
| Mitsubishi UFJ Financial Group (Mufg) | 5.81% | 2044-03-10 | 4.70% | USJ0423YBR48 |
| Societe Generale | 7.11% | 2053-01-10 | 7.37% | US83368TBT43 |
| Deutsche Bank AG | 6.33% | 2054-09-30 | 5.30% | US25161FLM85 |